Compare 0% APR Credit Cards Offers
The primary benefit of a 0% APR credit card is the introductory 0% APR interest rate. This rate is available anywhere from 3 to 12 months from when the credit card account is opened, and depending on the card offer, it will be applied to new purchases, balance transfers or both. Compare the best 0% credit card for you and apply online.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
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Click for details
Credit Needed:
Excellent Credit
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0% |
14 months |
10.99% - 22.99% Variable* |
$0 |
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- Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
- Generous. 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge(SM) any time for a 1-on-1 online tour to help you get the most rewards based on how you use your card.
- Human. 100% U.S.-based customer service available any time.
- Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
- Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
- *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
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Click for details
Credit Needed:
Excellent Credit
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0% |
6 months |
10.99% - 22.99% Variable* |
$0 |
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- Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
- Generous. 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge(SM) any time for a 1-on-1 online tour to help you get the most rewards based on how you use your card.
- Human. 100% U.S.-based customer service available any time.
- Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
- Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
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*See the online card applications for details about terms and conditions
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