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Compare Balance Transfer Cards Offers

These credit cards have the best conditions for balance transfer from a card on a card, thus saving money for percentage payments. Offers for transfer of balance consist of 3 elements, offer rate, offer duration and transaction fee. There are usually 3 types of offers by rate and duration: Purchase rate, teaser rate, and the established life of loan rate.

  Intro APR Intro Period Regular APR Annual Fee  

Discover it®

Discover it®

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Credit Needed:
Excellent Credit

0% 14 months 10.99% - 22.99% Variable* $0 Apply now for Discover it®
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge(SM) any time for a 1-on-1 online tour to help you get the most rewards based on how you use your card.
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.

Discover it®

Discover it®

Click for details

Credit Needed:
Excellent Credit

0% 6 months 10.99% - 22.99% Variable* $0 Apply now for Discover it®
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge(SM) any time for a 1-on-1 online tour to help you get the most rewards based on how you use your card.
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
*See the online card applications for details about terms and conditions

Random Credit Cards Tips »

Using a credit card issued by a department store you frequent can entitle you to cardholder discounts, but limit yourself to one card. Each department store account you open reduces your credit score.

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