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Compare Low Interest Credit Cards Offers

The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

  Intro APR Intro Period Regular APR Annual Fee  

Discover it®

Discover it®

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Credit Needed:
Excellent Credit

0% 14 months 10.99% - 22.99% Variable* $0 Apply now for Discover it®
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge(SM) any time for a 1-on-1 online tour to help you get the most rewards based on how you use your card.
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.

Discover it®

Discover it®

Click for details

Credit Needed:
Excellent Credit

0% 6 months 10.99% - 22.99% Variable* $0 Apply now for Discover it®
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge(SM) any time for a 1-on-1 online tour to help you get the most rewards based on how you use your card.
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.

Simmons First Visa Platinum

Simmons First Visa Platinum

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Credit Needed:
Excellent Credit

N/A N/A 7.25% (Variable) $0 Apply now for Simmons First Visa Platinum
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

Simmons First Visa® Platinum Rewards

Simmons First Visa® Platinum Rewards

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Credit Needed:
Excellent Credit

N/A N/A 9.25% (Variable) $0 Apply now for Simmons First Visa® Platinum Rewards
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
*See the online card applications for details about terms and conditions

Random Credit Cards Tips »

Use two cards to beat the banks. Disciplined users can use two cards to maximise the benefits of both interest-free periods and lower interest rates. Typically cards offer one and not the other. However, if you have one of each type of card you can: make all your credit purchases on the card with interest-free days; if you don't have the ready cash to pay the account in full by the due date, use a cash advance instead from the low-interest card to pay it off. This means you have made use of the interest-free period but have the outstanding debt attracting a lower interest rate. Of course, it is better to pay any outstanding balance by the due date and be done with it, rather than rolling your credit over from month to month like this.

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