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The Best 0% APR Credit Cards - Online Offers

0% APR Credit Cards

The primary benefit of a 0% APR credit card is the introductory 0% APR interest rate. This rate is available anywhere from 3 to 12 months from when the credit card account is opened, and depending on the card offer, it will be applied to new purchases, balance transfers or both. Compare the best 0% credit card for you and apply online.


How to get a 0% APR Credit Cards

Looking to get a credit card there are many things that you have to consider.  Even though having a credit card can be very beneficial in your time of need you have to consider the different perks that you get by signing up and having a 0% APR credit card.  Here are just a few of the benefits that you get by having this card in your possession and using it on a constant basis.

When you make a purchase within the first year after owning this card you can earn up to $120.00 in travel rewards. You?ll also be able to get 1000 bonus miles every month that you have made a purchase.  This benefit only is introduced for the first year that you own the card.

You also get one bonus mile for every dollar you spend when you make a purchase. This does not last for just one year.  Plus this card gives you a flexible redemption policy on things like travel credits, merchandise, gift cards and cash.

This card also allows you to have 0% APR on balance transfers and purchases for the first six months.  After that you can be paying an annual percentage rate of anywhere from 10.99% to 20.99% after the six months? time is out.

There are also no blackout dates or restrictions when you use this card to book a hotel room or a car.  You?ll also be able to relying on your transportation or travel expenses when you fly on any airline.

You also can have great rewards with no annual fees and no penalties on your credit card.  This means there are no additional card fees every time you decide to make purchased or when you want to redeem your points to take a flight.  Just be sure you know exactly what you?re getting yourself into when you?re applying for this credit card because you still have to view the fees and limitations that may apply to you.


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Useful Credit Cards Tips »

Think hard about the rewards you want. Annual fees for cards are on the increase and the highest fees are usually on the cards with a rewards program attached. At the same time, the points earning rate is going down. Reserve Bank reforms forced on credit card providers mean they are no longer willing to offer frequent flyer points without charging card holders for the privilege. Either by a higher annual fee or introducing a dedicated rewards fee. It now pays to make sure you aren't paying for a reward program that you don't want. If you're chasing frequent flyer points make sure the benefits outweigh the costs, that is, the value of the points you earn each year in flights is more than the annual fee. This is becoming more difficult to achieve as many reward programs now offer less than one Qantas point per dollar spent.

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