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Useful Credit Cards Tips »
Interest-free periods don't apply unless you pay off in full. To avoid paying interest on your credit purchases you must pay the full outstanding balance on your statement (not just the minimum payment required) by the due date. If you don't, you will be charged interest right back to the date of purchase on each item thus forfeiting the interest-free period on those PAST purchases. What's worse, you must pay the balance off in full before you will get any interest-free period on CURRENT and FUTURE purchases.
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