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Discover Card Offers Online Applications
Discover offers credit cards to consumers, students, and small business owners with a variety of benefits. These offers are recommended for those with a good or excellent credit rating.
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
 Credit Rating Required: Excellent Credit*
Intro APR
0%* |
Intro Period
15 months on purchases & balance transfers* |
Regular APR
10.99% - 20.99% (Variable)* |
Annual Fee
$0* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty—15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Credit Rating Required: Excellent Credit*
Intro APR
0%* |
Intro Period
18 months on Balance Transfers; 6 on Purchases* |
Regular APR
10.99% - 20.99% (Variable)* |
Annual Fee
$0* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Credit Rating Required: Fair Credit*
Intro APR
0% on Purchases* |
Intro Period
9 months* |
Regular APR
13.99%-20.99% (V)* |
Annual Fee
None* |
Balance Transfer
N/A* |
*See the online card applications for details about terms and conditions
- Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Credit Rating Required: Fair Credit*
Intro APR
0% on Purchases* |
Intro Period
6 months* |
Regular APR
13.99%-20.99% (V)* |
Annual Fee
None* |
Balance Transfer
N/A* |
*See the online card applications for details about terms and conditions
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Credit Rating Required: Fair Credit*
Intro APR
0% on Purchases* |
Intro Period
9 months* |
Regular APR
13.99%-20.99% (V)* |
Annual Fee
None* |
Balance Transfer
N/A* |
*See the online card applications for details about terms and conditions
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Credit Rating Required: Fair Credit*
Intro APR
0% on Purchases* |
Intro Period
9 months* |
Regular APR
13.99%-20.99% (V)* |
Annual Fee
None* |
Balance Transfer
N/A* |
*See the online card applications for details about terms and conditions
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- Double Cashback Bonus®* at gas stations and restaurants
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Credit Rating Required: Fair Credit*
Intro APR
0%* |
Intro Period
9 months* |
Regular APR
13.99%-20.99% (V)* |
Annual Fee
$0* |
Balance Transfer
N/A* |
*See the online card applications for details about terms and conditions
- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at any gas station and any restaurant all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Credit Rating Required: Excellent
Intro APR
0%* |
Intro Period
12 months on purchases & balance transfers* |
Regular APR
10.99% - 20.99% (Variable)* |
Annual Fee
$0* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
- Earn Cashback Bonus® for your good credit management
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Credit Rating Required: Excellent
Intro APR
0%* |
Intro Period
15 full months on Balance Transfers and Purchases* |
Regular APR
10.99% - 20.99% (Variable)* |
Annual Fee
$0* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Credit Rating Required: Fair Credit*
Intro APR
0% on Purchases* |
Intro Period
9 months* |
Regular APR
13.99%-20.99% (V)* |
Annual Fee
None* |
Balance Transfer
N/A* |
*See the online card applications for details about terms and conditions
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Credit Rating Required: Fair Credit*
Intro APR
0% on Purchases* |
Intro Period
9 months* |
Regular APR
13.99%-20.99% (V)* |
Annual Fee
None* |
Balance Transfer
N/A* |
*See the online card applications for details about terms and conditions
- Earn up to $120 in travel rewards—1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel—fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Credit Rating Required: Excellent
Intro APR
0%* |
Intro Period
6 months on purchases & balance transfers* |
Regular APR
10.99%-16.99% (Variable)* |
Annual Fee
$0* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
- Earn up to $250 in travel rewards—1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel—fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
Credit Rating Required: Excellent Credit*
Intro APR
0%* |
Intro Period
6 months on purchases and balance transfers* |
Regular APR
10.99%-16.99% (Variable)* |
Annual Fee
$60* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
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