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Bad Credit Cards

These Credit and Prepaid Cards are intended for users with the Bad Credit, less than the fine credit or for those who hopes again to re-establish their credit. The credit card for bad credit, such as a secured credit card can be magnificent for consumers with problems of the credit trying to restore their credit rating. While it borrows time to reduce negative influence of the last problems of the credit, payment of consecutive and duly payments can help to restore a low credit rating.

Wired Plastic TM Visa® Prepaid Card

Wired Plastic TM Visa® Prepaid Card
  • Get a pink ribbon Wired Plastic Card today, and it will automatically donate a percentage of your signature purchases to help the fight against breast cancer.
  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements, or bank account required
  • Free Online Access to Account
  • Free Mobile Alerts - Text to your mobile and email
  • Free Bill Pay Service - Pay Anyone Online or Over the Phone
  • Free Rewards Program - Earn 1 point for every $1 spent
  • Free Direct Deposit - Eliminate check cashing fees
Apply now for Wired Plastic TM Visa® Prepaid Card

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Exact Prepaid MasterCard®

Exact Prepaid MasterCard®
  • 100% Approval - No credit check
  • No bank account required
  • No interest or late fees
  • Free direct deposit
  • Up to $5,000 balance limit
  • Mobile and email alerts
  • Online Account Management at myExactAccount.com
Apply now for Exact Prepaid MasterCard®

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

First Progress Platinum Secured MasterCard® Credit Card

First Progress Platinum Secured MasterCard® Credit Card
  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 - $2,000
  • 24/7 access to your account online
  • Deposit held at FDIC-insured bank
  • You must be a resident of a US state; however, at present the program is not available in Arkansas, Iowa, New York, or Wisconsin.
Apply now for First Progress Platinum Secured MasterCard® Credit Card

Credit Rating Required: Bad Credit*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
14.99% (Variable)*
Annual Fee
$39.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

UPside Visa® Prepaid Card

UPside Visa® Prepaid Card
  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Apply now for UPside Visa® Prepaid Card

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Applied Bank® Secured Visa® Gold Credit Card

Applied Bank® Secured Visa® Gold Credit Card
  • Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
  • Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000
  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Highest Ratings for Financial Strength and Security in the Country
Apply now for Applied Bank® Secured Visa® Gold Credit Card

Credit Rating Required: Bad Credit*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
9.99% (Fixed)*
Annual Fee
$50.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Platinum Zero® Secured Visa® Credit Card from Applied Bank®

Platinum Zero® Secured Visa® Credit Card from Applied Bank®
  • Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
  • Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $500 up to a maximum of $5,000
  • Zero - 0% Fixed APR on Purchases - No Intro Rates
  • Zero - 0% Rate Won't Change - Even If You're Late
  • Zero Application Fees
  • Zero Worries - Free Personal ID Theft Protection
Apply now for Platinum Zero® Secured Visa® Credit Card from Applied Bank®

Credit Rating Required: Bad Credit*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
0.00% (Fixed)*
Annual Fee
$119.40*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Walmart MoneyCard SM MasterCard ® Prepaid Card

Walmart MoneyCard SM MasterCard ® Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Apply now for Walmart MoneyCard SM MasterCard ® Prepaid Card

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Prepaid Visa® Pink Diamond RushCard

Prepaid Visa® Pink Diamond RushCard
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Apply now for Prepaid Visa® Pink Diamond RushCard

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

NetSpend® Prepaid MasterCard®

NetSpend® Prepaid MasterCard®
  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
Apply now for NetSpend® Prepaid MasterCard®

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

NetSpend® Visa® Prepaid Card

NetSpend® Visa® Prepaid Card
  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
Apply now for NetSpend® Visa® Prepaid Card

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

KLS Prepaid Visa® RushCard

KLS Prepaid Visa® RushCard
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Apply now for KLS Prepaid Visa® RushCard

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

ACE Elite TM Visa ® Prepaid Card

ACE Elite TM Visa ® Prepaid Card
  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
Apply now for ACE Elite TM Visa ® Prepaid Card

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Vision Premier ® Visa ® Prepaid Card - Simple & Fair

Vision Premier ® Visa ® Prepaid Card - Simple & Fair
  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval
Apply now for Vision Premier ® Visa ® Prepaid Card - Simple & Fair

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Prepaid Visa® Purple Diamond RushCard

Prepaid Visa® Purple Diamond RushCard
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Apply now for Prepaid Visa® Purple Diamond RushCard

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Prepaid Visa® Black Diamond RushCard

Prepaid Visa® Black Diamond RushCard
  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Apply now for Prepaid Visa® Black Diamond RushCard

Credit Rating Required: No Credit Check*

Intro APR
N/A*
Intro Period
N/A*
Regular APR
N/A*
Annual Fee
$0.00*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

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Useful Credit Cards Tips »

Loyalty can cost you. Store cards such as David Jones and Myer may offer benefits of convenience, discounts, added warranties and extended credit, but aren't cheap. Although these cards don't charge annual fees, the interest rate can be up to seven percentage points higher than alternative cards. Shoppers should therefore use them for specials and loyalty benefits, but pay them in full by the due date to avoid being whacked with high interest charges.

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