IBERIABANK Offers Online Applications
IBERIABANK credit cards are recommended for consumers with a excellent credit rating.
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
- Low Annual Fee of $35.00
 Credit Rating Required: Excellent Credit*
Intro APR
0% or 7.50% on purchases; 1.99% or 7.50% on balance transfers |
Intro Period
12 months* |
Regular APR
7.50%, 9.50%, or 11.50% |
Annual Fee
$35.00* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
- Turn your points into hotel, gift, or experience rewards
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
Credit Rating Required: Excellent Credit*
Intro APR
1.99%* |
Intro Period
6 billing cycles on balance transfers* |
Regular APR
9.25%, 12.25%, or 15.25%* |
Annual Fee
$0* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
Credit Rating Required: Excellent Credit*
Intro APR
1.99% on balance transfers |
Intro Period
6 months on balance transfers |
Regular APR
9.25%, 12.25%, or 15.25% |
Annual Fee
$0* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Online access to credit card account information
Credit Rating Required: Excellent Credit*
Intro APR
1.99% on balance transfers |
Intro Period
6 months on balance transfers |
Regular APR
7.25%, 10.25%, or 13.25% |
Annual Fee
$0* |
Balance Transfer
Yes* |
*See the online card applications for details about terms and conditions
|
