Low Interest Credit Cards Offers Online Applications

Low Interest Credit Cards

The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

Discover® More® Card

Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Apply now for Discover® More® Card

Tags Credit Rating Required: Excellent Credit*

Intro APR
0%*
Intro Period
15 months on purchases & balance transfers*
Regular APR
10.99% - 20.99% (Variable)*
Annual Fee
$0*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

Discover® More® Card - Balance Transfer Fee*

Discover® More® Card - Balance Transfer Fee*

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty—15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Apply now for Discover® More® Card - Balance Transfer Fee*

Tags Credit Rating Required: Excellent Credit*

Intro APR
0%*
Intro Period
18 months on Balance Transfers; 6 on Purchases*
Regular APR
10.99% - 20.99% (Variable)*
Annual Fee
$0*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

Discover® Student Card

Discover® Student Card

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Apply now for Discover® Student Card

Tags Credit Rating Required: Fair Credit*

Intro APR
0% on Purchases*
Intro Period
9 months*
Regular APR
13.99%-20.99% (V)*
Annual Fee
None*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Discover® Student Card

Discover® Student Card

  • Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Apply now for Discover® Student Card

Tags Credit Rating Required: Fair Credit*

Intro APR
0% on Purchases*
Intro Period
6 months*
Regular APR
13.99%-20.99% (V)*
Annual Fee
None*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Discover® Open Road SM Card for Students

Discover® Open Road SM Card for Students

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • Double Cashback Bonus®* at gas stations and restaurants
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Apply now for Discover® Open Road SM Card for Students

Tags Credit Rating Required: Fair Credit*

Intro APR
0%*
Intro Period
9 months*
Regular APR
13.99%-20.99% (V)*
Annual Fee
$0*
Balance Transfer
N/A*
*See the online card applications for details about terms and conditions

Discover® Motiva Card

Discover® Motiva Card

  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Apply now for Discover® Motiva Card

Tags Credit Rating Required: Excellent

Intro APR
0%*
Intro Period
15 full months on Balance Transfers and Purchases*
Regular APR
10.99% - 20.99% (Variable)*
Annual Fee
$0*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

Discover® Open Road Card

Discover® Open Road Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Apply now for Discover® Open Road Card

Tags Credit Rating Required: Excellent

Intro APR
0%*
Intro Period
15 months on purchases*
Regular APR
10.99-19.99% (Variable)*
Annual Fee
$0*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

Miles by Discover® Card

Miles by Discover® Card

  • Earn up to $120 in travel rewards—1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel—fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Apply now for Miles by Discover® Card

Tags Credit Rating Required: Excellent

Intro APR
0%*
Intro Period
6 months on purchases & balance transfers*
Regular APR
10.99%-16.99% (Variable)*
Annual Fee
$0*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

Escape by Discover® Card

Escape by Discover® Card

  • Earn up to $250 in travel rewards—1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel—fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty—15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information

Apply now for Escape by Discover® Card

Tags Credit Rating Required: Excellent Credit*

Intro APR
0%*
Intro Period
6 months on purchases and balance transfers*
Regular APR
10.99%-16.99% (Variable)*
Annual Fee
$60*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

Iberiabank Visa® Select Card

Iberiabank Visa® Select Card

  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
  • Low Annual Fee of $35.00

Apply now for Iberiabank Visa® Select Card

Tags Credit Rating Required: Excellent Credit*

Intro APR
0% or 7.50% on purchases; 1.99% or 7.50% on balance transfers
Intro Period
12 months*
Regular APR
7.50%, 9.50%, or 11.50%
Annual Fee
$35.00*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

Iberiabank Visa® Platinum Card

Iberiabank Visa® Platinum Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information

Apply now for Iberiabank Visa® Platinum Card

Tags Credit Rating Required: Excellent Credit*

Intro APR
1.99%*
Intro Period
6 billing cycles on balance transfers*
Regular APR
9.25%, 12.25%, or 15.25%*
Annual Fee
$0*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

Iberiabank Visa® Gold Card

Iberiabank Visa® Gold Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information

Apply now for Iberiabank Visa® Gold Card

Tags Credit Rating Required: Excellent Credit*

Intro APR
1.99% on balance transfers
Intro Period
6 months on balance transfers
Regular APR
9.25%, 12.25%, or 15.25%
Annual Fee
$0*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card

  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online access to credit card account information

Apply now for Iberiabank Visa® Classic Card

Tags Credit Rating Required: Excellent Credit*

Intro APR
1.99% on balance transfers
Intro Period
6 months on balance transfers
Regular APR
7.25%, 10.25%, or 13.25%
Annual Fee
$0*
Balance Transfer
Yes*
*See the online card applications for details about terms and conditions

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