Easy to get New Millennium Bank Online ApplicationsThe New Millennium Platinum, Gold and Diamond offers are secure credit cards with credit limits UP TO $10,000.These offers report to all 3 credit bureaus, and you are approved regardless of credit history. The Millenium Advantage Pre-Paid MasterCard gives you the convenience of paying bills on-line or over the telephone, making on-line purchases and using your card wherever the debit MasterCard brand is accepted.
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Pay off more than the minimum each month. Don't be content just to pay the minimum payment amount. For those who can't pay off the whole balance on their cards, it's important to try and pay as much as possible each month. Paying just the small minimum required each month will consign you to long-term revolving debt incurring enormous total interest charges over time. Card providers have lowered the minimum payments from 3 or 4 per cent of the outstanding balance to as low as 1.5 per cent in some cases in recent years. If you can't pay more than the minimum, it's probably time to transfer the debt off the card to a personal loan at a lower interest rate.