NetSpend Prepaid Cards Online Applications

NetSpend Prepaid Visa and Mastercard Cards, are full service accounts that take care of all of your financial needs in just one place. NetSpend prepaid cards offer free account alerts, free savings accounts, free instant transfers, and free direct deposit. 100% approved with no credit check, no minimum balance, no upfront payment and bad credit is okay.

NetSpend® Prepaid MasterCard®

100% Approval - No credit check needed (ID verification required).
Get your paycheck, government benefits and tax refund faster with free direct deposit
New - Get rewarded with NetSpend Payback Reward^TM options.
Real-time account activity alerts to your mobile phone.
Funds are FDIC insured up to the current coverage limit (ID verification required).

Apply now for NetSpend® Prepaid MasterCard®

Tags Credit Rating Required: No Credit Check*

Intro APR

N/A*

Intro Period

N/A*

Regular APR

N/A*

Annual Fee

As low as $5.00 monthly*

Balance Transfer

N/A*

*See the online card applications for details about terms and conditions

NetSpend® Visa® Prepaid Card

100% Approval - No credit check needed (ID verification required).
Get your paycheck, government benefits and tax refund faster with free direct deposit
New - Get rewarded with NetSpend Payback Reward^TM options.
Real-time account activity alerts to your mobile phone.
Funds are FDIC insured up to the current coverage limit (ID verification required).

Apply now for NetSpend® Visa® Prepaid Card

Tags Credit Rating Required: No Credit Check*

Intro APR

N/A*

Intro Period

N/A*

Regular APR

N/A*

Annual Fee

As low as $5.00 monthly*

Balance Transfer

N/A*

*See the online card applications for details about terms and conditions

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Random Credit Cards Tips »

Pay off more than the minimum each month. Don't be content just to pay the minimum payment amount. For those who can't pay off the whole balance on their cards, it's important to try and pay as much as possible each month. Paying just the small minimum required each month will consign you to long-term revolving debt incurring enormous total interest charges over time. Card providers have lowered the minimum payments from 3 or 4 per cent of the outstanding balance to as low as 1.5 per cent in some cases in recent years. If you can't pay more than the minimum, it's probably time to transfer the debt off the card to a personal loan at a lower interest rate.

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