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Apply for READYdebit® Card Prepaid Cards Online

READYdebit? card is a prepaid Visa that features a great online bill payment service. This service can be used to pay your bills or send a check to anyone and is free with direct deposit.

READYdebit Platinum Visa Prepaid Card

READYdebit Platinum Visa Prepaid Card
  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit ScoreTracker1
  • Easy Mobile Account Access and Text Alerts
  • Easy Online Bill Payment & Check Writing
  • Free† Direct Deposit — paycheck, benefits, tax refunds
  • No Credit Check, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
  • Deposit is fully FDIC insured
Apply now for READYdebit Platinum Visa Prepaid Card

Credit Rating Required: No Credit Check

Annual Fee [?]
$14.95 monthly fee
ATM Fee [?]
$0
Activation Fee [?]
$0
Load Fee [?]
$0
*See the online card applications for details about terms and conditions

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Useful Credit Cards Tips »

Watch out for the 'revert rate' on balance transfer offers. In order to tempt you to switching to their credit cards, banks and other card providers are offering great balance transfer offers to existing card holders. These rates have hit rockbottom as low a 0 per cent. This means any outstanding balance you may have on your old rival credit card can be transferred to the new card with no interest charged on that money. But the balance transfer offer will generally only run for three to six months, after which the standard interest rate for that card, or the 'revert rate', will apply. And new purchases will be subject to the standard rate straight away. By all means take advantage of balance transfer offers to help you pay off your lingering credit card debt, but try to pay off the old debt before the balance transfer period runs out. And make sure the revert rate is reasonable too. No one should need to pay credit card interest rates of 17 to 19 per cent anymore.

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