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Apply for READYdebit® Card Prepaid Cards Online

READYdebit? card is a prepaid Visa that features a great online bill payment service. This service can be used to pay your bills or send a check to anyone and is free with direct deposit.

READYdebit Platinum Visa Prepaid Card

READYdebit Platinum Visa Prepaid Card
  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit ScoreTracker1
  • Easy Mobile Account Access and Text Alerts
  • Easy Online Bill Payment & Check Writing
  • Free† Direct Deposit — paycheck, benefits, tax refunds
  • No Credit Check, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
  • Deposit is fully FDIC insured
Apply now for READYdebit Platinum Visa Prepaid Card

Credit Rating Required: No Credit Check

Annual Fee [?]
$14.95 monthly fee
ATM Fee [?]
$0
Activation Fee [?]
$0
Load Fee [?]
$0
*See the online card applications for details about terms and conditions

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Useful Credit Cards Tips »

Pay off more than the minimum each month. Don't be content just to pay the minimum payment amount. For those who can't pay off the whole balance on their cards, it's important to try and pay as much as possible each month. Paying just the small minimum required each month will consign you to long-term revolving debt incurring enormous total interest charges over time. Card providers have lowered the minimum payments from 3 or 4 per cent of the outstanding balance to as low as 1.5 per cent in some cases in recent years. If you can't pay more than the minimum, it's probably time to transfer the debt off the card to a personal loan at a lower interest rate.

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