Credit/Debit Card Search

Credit Cards for College Students

Credit Cards for College Students

If you are a student, then you will benefit greatly by getting a student credit card.  You can use the student credit cards in any store that accepts regular credit cards, but you will usually fin that the interest rates and the fees for students are a lot less than regular credit cards.

Within your college, you will have a lot to pay for.  If you have moved to student accommodation, then you will need to pay for items and services related to your living arrangements.  This may be the first time that you have lived away from your family, so you will probably be learning about how to manage your finances.  Having a student credit card will allow you to have access to money that you have not yet had a chance to save up, so that you will be able to live near to your college and study, whilst not needing vast amounts of money saved in the bank.

On campus, you will need to use your credit card to pay for certain things.  You might need to pay for fees, buy printing top up credit, and pay for your meals.  There will be many cash points around the college campus, which will allow you to use your student credit card to withdraw amounts of cash for general spending money. 

Low interest rates, reward schemes and low fees are just some benefits of having a student credit card.  When you apply, you will probably need to provide proof that you are a student.  You should ensure that you take your student card, or letter of acceptance to the college along with you when you go to the bank to sign up for your student card.  Ask the bank representative to explain to you the terms of the student credit card.  Find out just how much interest you will be required to pay, and the fees that come with the deal.  You should be careful that you are actually getting a student deal, rather than simply a card that is called a student card without offering any of the benefits that students would usually get.

Many student credit cards also offer reward schemes.  You may be able to collect points with your student credit card and then exchange them for vouchers and even sometimes for tickets to see concerts, or cinema and movie tickets.  If you look at many different student credit card providers, you will be able to find the best deal for you.

Comments:
Name: *
E-mail: *
Location (City, Country):
Comment: *
* - Required Fields.
Save information
Notify me

Captcha:


RSS Related Credit articles

Paying Credit Cards Interest Than You Expected

Many mastercard holders join up for a credit account with an 8.9% interest rate and then later realize that their interest rate has been bumped to 27.4%. Why?

Why You Should Check Your Credit Report After Bankruptcy

If you're thinking, as many do, that there is no reason to look over your report after you're finished discharging your debts, you would be very wrong. There are a number of reasons why you should look over your credit report after bankruptcy, and chief among them is to help you rebuild your finances for the future.

Is Debt Settlement Really Beneficial?

For people who are drowning in deep debt, they usually feel helpless and stressful. One of the financial options they may consider is debt settlement. It is a negotiation process between the debtors and creditors with the main purpose of reducing debts during financial crisis.

All credit articles ?


Follow Us: Twitter

Useful Credit Cards Tips »

Sign new cards as soon as they arrive. Cut up all unwanted cards.

Easy to get Credit Cards Online Applications | About Us | Contact Us | Privacy Policy | How Credit Cards Work - Credit Articles