Credit/Debit Card Search

Credit Cards for College Students

Credit Cards for College Students

If you are a student, then you will benefit greatly by getting a student credit card.  You can use the student credit cards in any store that accepts regular credit cards, but you will usually fin that the interest rates and the fees for students are a lot less than regular credit cards.

Within your college, you will have a lot to pay for.  If you have moved to student accommodation, then you will need to pay for items and services related to your living arrangements.  This may be the first time that you have lived away from your family, so you will probably be learning about how to manage your finances.  Having a student credit card will allow you to have access to money that you have not yet had a chance to save up, so that you will be able to live near to your college and study, whilst not needing vast amounts of money saved in the bank.

On campus, you will need to use your credit card to pay for certain things.  You might need to pay for fees, buy printing top up credit, and pay for your meals.  There will be many cash points around the college campus, which will allow you to use your student credit card to withdraw amounts of cash for general spending money. 

Low interest rates, reward schemes and low fees are just some benefits of having a student credit card.  When you apply, you will probably need to provide proof that you are a student.  You should ensure that you take your student card, or letter of acceptance to the college along with you when you go to the bank to sign up for your student card.  Ask the bank representative to explain to you the terms of the student credit card.  Find out just how much interest you will be required to pay, and the fees that come with the deal.  You should be careful that you are actually getting a student deal, rather than simply a card that is called a student card without offering any of the benefits that students would usually get.

Many student credit cards also offer reward schemes.  You may be able to collect points with your student credit card and then exchange them for vouchers and even sometimes for tickets to see concerts, or cinema and movie tickets.  If you look at many different student credit card providers, you will be able to find the best deal for you.

Comments:
Name: *
E-mail: *
Location (City, Country):
Comment: *
* - Required Fields.
Save information
Notify me

Captcha:


RSS Related Credit articles

Do You Know The Best Way to Build Personal Credit

Building personal credit is a task that takes a little effort, a lot of time, and even some money. In order to build credit you have to use credit and you still have to worry about incurring an interest charge.

Why You Should Check Your Credit Report After Bankruptcy

If you're thinking, as many do, that there is no reason to look over your report after you're finished discharging your debts, you would be very wrong. There are a number of reasons why you should look over your credit report after bankruptcy, and chief among them is to help you rebuild your finances for the future.

Reasons that make debt consolidation preferable for the debtors

Debt consolidation is one of the most common financial tools that are taken into account by the debtors who are going through dire financial straits. What can debt consolidation companies do and what can not?

All credit articles ?


Follow Us: Twitter

Useful Credit Cards Tips »

Read the fine print. Know the interest rate you will be charged, when your payment is due and your credit limit. The new credit card law sets out when interest rates can be changed, how your payment is applied, what the grace period is, who can have a credit card and much more. But keep in mind that these changes won't kick in until 2010.

Easy to get Credit Cards Online Applications | About Us | Contact Us | Privacy Policy | How Credit Cards Work - Credit Articles