Mission - Repair My Credit Rating Fast!

By: Will Irish

It’s common knowledge that a good credit rating is necessary in today’s society. With technology in place to check credit in an instant whether your purchasing a home, or just applying for a job, having bad credit is something you must remedy.

What I’m going to share in this article is the blueprint plan I used to repair my credit rating in hopes that you might also benefit in similar fashion.  When I started my credit repair process my FICO score, or “Credit Score” was a paltry 489.  Sadly the graphic in the online credit report module stated that it was, “very poor” as if I needed a visual effect to understand this.

The first step is obvious, you must pull your credit score and current reports in order to benchmark your progress as you attempt to repair your credit.  Next, focus on highlighting the negative information.  Don’t be too worried at this point regarding its accuracy, but rather focus on identifying the what is adversely impacting your credit rating.

When I first started to repair my credit rating, I quickly became confused with all the detailed information on what amounts to pages and pages of data.  So it’s imperative to isolate the negative information away from the rest of your report.

Now that you have separated the negative information on your account so you’re left looking at the problem tradelines by themselves, you now start your sweep for accuracy.

Again, when I began to repair my credit rating I made a nice excel spreadsheet, creating a tab for each credit bureau.  Then neatly isolated the account information for each negative account under each of the following categories:
- Account Name/Creditor
- Account Number
- Account Status

By doing this, it allowed me to view account information across each of the credit bureaus in order to check for any inaccuracies whatsoever.  Remember, by law, you are entitled to a 100% accurate credit rating, therefore if you find any unverifiable, outdated, or inaccurate account reporting, you can dispute the account and in many cases have the entire tradeline removed from your credit reports or at minimum updated to show the accurate details.

The amazing part of repairing your credit rating is that you can in fact boost your credit score dramatically and very quickly using advanced tactics.  Use the link below to find details to the elite tactics which I used to repair my credit rating over 200 points.

Credit Cards for College Students

If you are a student, then you will benefit greatly by getting a student credit card. You can use the student credit cards in any store that accepts regular credit cards, but you will usually fin that the interest rates and the fees for students are a lot less than regular credit cards.

college students

Your Credit Would Be Better With Consumer Credit Counseling

When you find yourself in a financial attach, you may have even missed a expense on one or more of your credit cards. Some people believe consumer credit counseling because they have heard that these services can help improve debt problems. But the question is are you sure that the best solution?

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Creating Extra Income For Credit Card Debt

In these times of financial turbulence and economic uncertainty, you are probably desperately looking for different sources of income to pay off your credit card debt. Is it really difficult to obtain extra income? In fact, it is not. With the creativity and flexibility in life, you can create your own stimulus package to increase your income.

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