RSS Credit cards articles

Mission - Repair My Credit Rating Fast!

By: Will Irish

It’s common knowledge that a good credit rating is necessary in today’s society. With technology in place to check credit in an instant whether your purchasing a home, or just applying for a job, having bad credit is something you must remedy.

What I’m going to share in this article is the blueprint plan I used to repair my credit rating in hopes that you might also benefit in similar fashion.  When I started my credit repair process my FICO score, or “Credit Score” was a paltry 489.  Sadly the graphic in the online credit report module stated that it was, “very poor” as if I needed a visual effect to understand this.

The first step is obvious, you must pull your credit score and current reports in order to benchmark your progress as you attempt to repair your credit.  Next, focus on highlighting the negative information.  Don’t be too worried at this point regarding its accuracy, but rather focus on identifying the what is adversely impacting your credit rating.

When I first started to repair my credit rating, I quickly became confused with all the detailed information on what amounts to pages and pages of data.  So it’s imperative to isolate the negative information away from the rest of your report.

Now that you have separated the negative information on your account so you’re left looking at the problem tradelines by themselves, you now start your sweep for accuracy.

Again, when I began to repair my credit rating I made a nice excel spreadsheet, creating a tab for each credit bureau.  Then neatly isolated the account information for each negative account under each of the following categories:
- Account Name/Creditor
- Account Number
- Account Status

By doing this, it allowed me to view account information across each of the credit bureaus in order to check for any inaccuracies whatsoever.  Remember, by law, you are entitled to a 100% accurate credit rating, therefore if you find any unverifiable, outdated, or inaccurate account reporting, you can dispute the account and in many cases have the entire tradeline removed from your credit reports or at minimum updated to show the accurate details.

The amazing part of repairing your credit rating is that you can in fact boost your credit score dramatically and very quickly using advanced tactics.  Use the link below to find details to the elite tactics which I used to repair my credit rating over 200 points.

Source: http://www.articlesbase.com/credit-articles/mission-repair-my-credit-rating-fast-1692949.html

Tags credit history, repair credit rating fast, how to repair my credit rating, repair my credit rating, credit report, credit rating

Comments:
Name: *
E-mail: *
Location (City, Country):
Comment: *
* - Required Fields.
Save information
Notify me

Captcha:


RSS Related Credit articles

Be Money Minded with Credit Cards

It is so tempting to apply for credit cards when you are over 18 and in employment. Using them is so easy and the majority of stores and so on will accept them as payment for goods and services. With this in mind it is quite simple to see why so many people can get into debt by using their credit cards too much. So it really does pay to be money minded with your credit cards - but how do you do this successfully?

Tags credit cards, australian credit cards, credit card comparisons

Signs Your Credit Report Is Awful - Three Devastating Credit Blemishes

How can you tell if your score is going to cost you a job... or a bank account, a car or even a place to live? In this article we are going to take a quick and insightful look at how to tell when you're credit is bad...and learning the EASIEST way to keep tabs on watching it go back up to boot! Curious to know more? Great... continue reading as we take a closer look below!

Tags credit report, credit score

Creating Extra Income For Credit Card Debt

In these times of financial turbulence and economic uncertainty, you are probably desperately looking for different sources of income to pay off your credit card debt. Is it really difficult to obtain extra income? In fact, it is not. With the creativity and flexibility in life, you can create your own stimulus package to increase your income.

Tags credit card debt, obtain extra income

All credit articles »

New Offers:

READYdebit® Platinum Visa® Prepaid Card

Med-A-Card Visa® Prepaid Card

Green Dot® Gold Prepaid Visa Card


Random Credit Cards Tips »

If any of your credit cards are missing or stolen, report the loss as soon as possible to your card issuers. Some companies have 24-hour service and toll free numbers are printed on their statements for this purpose. For your own protection, follow up your phone call with a letter to each issuer. The letter should contain your card number, the date the card was missing, and the date you called in the loss.

Easy to get Credit Cards Online Applications | About Us | Contact Us | Privacy Policy | How Credit Cards Work - Credit Articles